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Questions & Answers
Get the answers on home selling and buying.
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Whom to Contact (Government Loan Programs) - Q & A
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Where do I get information on who regulates lenders?
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The following regulatory bodies oversee lenders:
* Comptroller of the Currency, Compliance Division, Washington, D.C., .
* Office of Thrift Supervision, Consumer Affairs, Washington, D.C., .
* Federal Deposit Insurance Corp., Consumer Affairs, Washington, D.C., .
Your state departments of real estate or commerce also may regulate the lenders in your area.
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Where do I get information on finding the best loan?
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For information on how to find the best home loan, check out this booklet: * "How to Shop for a Mortgage," by the Mortgage Bankers Association of America, 1125 15th St., N.W., Washington, DC 20005; call .
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Where do I get information on correcting loan payments?
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The following auditing services can do a thorough review of residential mortgages for lender calculation errors: * Mortgage Monitor; 1372 Summer Street, Samford, 06905; (800) AUDIT-USA.
* Loantech, .
But keep in mind that these services come with a fee, and your lender should be able to work with you to make your own accurate calculation.
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Where can I get a list of mortgage brokers?
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For information on mortgage brokers, contact the National Association of Mortgage Brokers at
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Where do I get information on the secondary market?
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Two major secondary-market sources are Fannie Mae, , and Freddie Mac, 1-800-FREDDIE.
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Where do I get information on VA loans?
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For information on VA loans, call the U.S. Department of Veterans Affairs directly at . Also refer to:
* "To the Home-Buying Veteran," Department of Veterans Affairs; 810 Vermont Ave., N.W.; Washington, DC 20420.
* "VA Home Loans," Department of Veterans Affairs, 810 Vermont Ave., N.W., Washington, DC 20420.
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Copyright 1999 Inman News Features
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Home Advice
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